Tripp (Patrick Dempsey) has been trying to catch the attention of beautiful bank clerk Kaitlin (Ashley Judd), and he thinks he has hatched the way to do just that - he steps up the bank just as it's about to close for the day and ask her to exchange $ 100 in petty cash. But Tripp's attempt to get in touch with his chosen fish falls when two different sets of bank robbers invade the bank simultaneously. Three of them are professional criminals with a carefully thought-out plan on how to open the vault, while the other two are two cardboard shells that are content to rob the ATM and bring the money into the counter. It doesn't take long for all the robbers to get caught in the bank and stand in the way of each other, while Tripp tries to protect himself and Kaitlin while distracting the robbers.
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